For many people, a new job, promotion, raise, bonus, or even a big drop in expenses (like finally paying off a car or student loan) feels like a green light to spend. The paycheck goes up, but there’s rarely a deliberate conversation about what to do with that extra income, so it quietly disappears into nicer dinners, more subscriptions, upgraded cars, and impulse purchases. When these opportunities arise, it is more than a bigger paycheck; it’s a chance to permanently change your financial life for the better.

Learn Alexander Hamilton’s timeless financial principles to build a resilient, long-term wealth plan. From mastering your numbers to disciplined investing and lifelong guidance, these Hamiltonian habits help clients achieve clarity, confidence, and financial security for generations.

While headlines and short-term market movements can feel unsettling, 2025 reinforced an important truth: markets adapt, economies evolve, and long-term discipline matters. As we look ahead to 2026, staying focused on goals, maintaining diversification, and keeping perspective will remain essential. If you have questions about how these trends may impact your financial plan, we’re here to help guide the conversation.

As 2025 winds down, it is a good time to pause and look at the big picture: how your money supported your life this year and what you want it to do for you in the next one. Use this checklist to reflect on progress, refine priorities, and tee up practical changes for 2026.

Holiday shopping scams surge every year, and 2025 is shaping up to be one of the worst seasons yet for fraud and identity theft. A bit of awareness and a few smart money habits can keep your budget, your credit, and your holiday spirit intact.

Every November, International Fraud Awareness Week serves as a great reminder for professionals and the public alike to heighten their awareness in the ongoing fight against fraud. As criminals continue to find new and more intricate avenues to commit fraud, it’s essential to understand not only the latest data but also the strategies you can implement to defend yourself.